Often added as an extra to a life insurance policy, critical illness cover provides a lump sum if the policyholder is diagnosed with one of the specified critical illnesses during the term of the policy. This can include cancer, heart attack, or stroke, among others.
This covers two people under one policy, usually couples. The policy pays out on the death of the first partner and then typically ends. It’s important to note that it only covers the first death, not both.
Income protection insurance offers you peace of mind by ensuring a steady income if you're unable to work due to illness or injury. Tailored to fit your life and your career, our plans keep you covered so you can focus on recovery without financial stress.
Unlike term insurance, whole of life coverage ensures that the policyholder is covered for their entire life. The payout is guaranteed whenever the policyholder dies, as long as the premiums are kept up to date.
This type of insurance covers the policyholder for a specific period of time, known as the 'term'. If the policyholder dies within this period, the insurance pays out to their beneficiaries. There are two main types
Rather than a lump sum, this insurance provides the beneficiaries with a regular, tax-free income from the time of the death until the end of the policy term. This can help manage everyday expenses without the policyholder.
01702 888999
info@bluesureinsurance.com